The RA Community Health Insurance Program includes key medical coverage and ancillary benefits:
- Premium savings over many personal health insurance plans
- Comprehensive cost-saving Rider option available that significantly reduces or waives deductibles and co-insurances for preventive care, critical illness, and accidents and injuries.
- A variety of coverage choices, including traditional plans and high deductible plans with Health Savings Accounts
- Shrinking deductible (20% deductible credit each year it is not met)
- 10% healthy member discount and preferred rates
- Optional PPO or traditional health plan with extensive networks
- Plans with a $20, $25, $30 or $40 co-pay for doctor visits
- Wellness benefits and prescription drug card
- Worldwide coverage, 24-hours a day
- Dental and vision insurance available with or without medical insurance